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student loan?
By admin | January 18, 2012
Meme asked:
HELLO. I JUST GOT ACCEPTED INTO A FOUR YEAR COLLEGE AND I M GOING TO NEED A STUDENT LOAN..I AM 21, BAD CREDIT. NO CO-SIGNER, LOW INCOME..WHAT IS THE BEST BANK TO APPLY WITH..MY CREDIT IS ALREADY NOT GOOD, SO I CANT AFFORD FOR A LOT OF BANK TO CHECK MY CREDIT..,I WAS THINKING ABOUT A CREDIT UNION..PLEASE HELP
Goodman Heat Pumps
HELLO. I JUST GOT ACCEPTED INTO A FOUR YEAR COLLEGE AND I M GOING TO NEED A STUDENT LOAN..I AM 21, BAD CREDIT. NO CO-SIGNER, LOW INCOME..WHAT IS THE BEST BANK TO APPLY WITH..MY CREDIT IS ALREADY NOT GOOD, SO I CANT AFFORD FOR A LOT OF BANK TO CHECK MY CREDIT..,I WAS THINKING ABOUT A CREDIT UNION..PLEASE HELP
Goodman Heat Pumps
Topics: student loans |
January 20th, 2012 at 11:13 am
Apply for a student loan
You do not need to pass a credit check and you do not need a cosigner to get a federal student loan. You can not have defaulted on a past student loan.
January 20th, 2012 at 3:26 pm
Student Loan can be sought through many different avenues. It all depends on your personal credit rating. The biggest challenge is finding one that offers the lowest interest rate.There are various routes to explore when seeking out a bad credit student loan and I would suggest that your first port of call would be the school for which you are about to attend. You will need to fill out a FAFSA form in order to initially apply for a federal loan. Perkins loans are combined school and government funds. A combination loan may be another alternative way of acquiring a bad credit student loan. This type of student loan enables you to consolidatestudent loans defer your payment until you have finished college. This in turn will allow you time to improve your credit rating and when you leave college you could then look into consolidating your bad credit student loan at a better interest rate. This will mean your monthly payments will be at a lower level and therefore more affordable.