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What happens if I paid off my entire student loan but they still applied my tax rebate to it?

By admin | May 15, 2008

little buddy asked:


I paid off my entire defaulted student loan at the beginning of this month. I even received a paid in full letter. But today I just got a letter from the IRS that my $600 was applied to that loan by offset!! Apparently there wasn’t enough time between when I paid off the loan and then getting my rebate. I just tried to call the Missouri Department of Education, which my loan is through, but they are closed for the day. Does anyone know if I can get my $600 back??? :(

Scott
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Topics: student loans | 2 Comments »

How do I get a student loan for living expeneses?

By admin | May 13, 2008

jellojiggler03 asked:


I am trying to get a student loan, because I need to be able to pay for an apartment and need to get a new vehicle. I am working but I’m only making minimum wage and its not enough. How do i get a student loan that will send me the money instead of the school?

Rick
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Topics: student loans | Comments Off

How can I obtain a private student loan with bad credit and bankruptcy?

By admin | May 9, 2008

E A asked:


I am need to get a private loan of 7,000 to pay for housing and school and I get regected all the time. So you know where theres a bad credit student loan or a grant or 2 i can obtain?

Henry
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Topics: student loans | 5 Comments »

How long after the delinquent student loan is paid off, can i apply for another one?

By admin | May 7, 2008

love180 asked:


i have a delinquent student loan that is being taken out of my check and is wondering how long after the delinquent student loan is paid off can i apply for another one…or am i not eligible for one anymore?

Jane
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Topics: student loans | 2 Comments »

What’s the best student loan for my situation?

By admin | May 7, 2008

j_teether asked:


I am currently a full time student. I already have a loan out to help cover Tuition costs, but I would like to take one out to get a new computer.

I’ve had steady employment for 2 years and I have a credit history of about 7 months, all of it positive.

Any suggestions/hints & tips will be greatly appreciated.

Thanks!
I have a Chemical Bank account.

Duane

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Topics: student loans | 4 Comments »

Is it true, consolidate my student loan will improve my credit score?

By admin | April 29, 2008

Cindy16 asked:


I read some place that consolidate my federal student loan will improve my credit score?
I don’t know if that would apply to me, since I already have high score (like 720 something)
I don’t really need to lower my monthly payment or anything like that. In fact, I would pay it off with in 18 months.
But if consolidate the loan will really improve my credit a lot. I might actually interested, since I am planning to get a mortgage sometime in the next 2 years.

What you guys think?

Rhonda

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Topics: student loans | 9 Comments »

Is taking out a student loan as awful as people make it seem?

By admin | April 26, 2008

Rosha N asked:


I, sadly, lost my scholarship and now I won’t have enough to cover all my expenses for the upcoming school year. I don’t want to worry my mother with it even though I know she would find a way to pay. I want to take out a student loan but I hear so many people say they are in debt now because of it. Does anyone have any experience with taking out a loan and how long it took to pay it back?

Wayne
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Topics: student loans | 6 Comments »

What is the best way to get rid of student loan payments that you can’t afford?

By admin | April 23, 2008

jamesy_8904 asked:


I attended a university for a few months this past summer. I came back to my hometown and got married. During the time that I was at the university I took out a student loan. The interest on it is outrageous! I have a baby on the way and would like to continue my college education, but cannot afford it. Does anyone know of any support thing that helps pay for previous student loans?

Carol
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Topics: student loans | 9 Comments »

What kind of loan can I get to consolidate private student loans?

By admin | April 7, 2008

bbrrpf asked:


I have $100,000 in private student loans from two lenders. The interest rate is over 10%. Is there a way to get another loan to pay this off at a lower interest rate? What kind of debt consolidation program should I consult? Most student loan companies only deal with Federal loans it seems. I keep seeing ads for mortgage loans with low monthly payments– is there something similar I could get for a personal loan? THANKS!

Anna
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Topics: student loans | 4 Comments »

Can student loan interest be used as a tax deduction if the loans are in deferment/forbearance?

By admin | April 5, 2008

AG asked:


I know that student loan interest can be deducted.

My student loans are all either in deferment or forbearance. I’m accruing interest on some of them, but I haven’t actually paid any interest yet. Can I deduct the interest that accrued?

Thanks!

Katherine

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Topics: student loans | 5 Comments »


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