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Is student loan debt taken into consideration when a landlord approves a tenant for leasing an apartment?

By admin | January 19, 2012

asked:


I’m a recent college graduate with a steady income and a student loan that is not in default. I’m looking to lease an apartment, and I heard that landlords are not allowed to count student loan debt against a person when evaluating their credit and debt. Is this true?

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    No Responses to “Is student loan debt taken into consideration when a landlord approves a tenant for leasing an apartment?”

    1. Alex Says:
      January 20th, 2012 at 3:48 pm

      I’ve never heard of this, but it doesn’t make common sense. Landlords are checking credit to see if a potential tenant will be able to uphold the financial obligations of a lease (i.e. pay rent). Having a loan, any loan, will mean obligations to another company and dip into the amount of money you have available for rent.