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Is it possible to get a student loan from a bank without a cosigner?

By admin | January 21, 2012

Katastic asked:


I need to get a student loan for school for around $40,000, but I have no one to cosign for me. Can I get a bank to cosign? Is there any other options for me to get a loan without having to have a cosigner? I really need help!
I am 22 almost 23

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  • Is it possible to get a student loan from a bank without a cosigner?
  • Is it possible to get a student loan from a bank without a cosigner?
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  • What private student loan company does not require a cosigner?
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    • Topics: student loans |

    No Responses to “Is it possible to get a student loan from a bank without a cosigner?”

    1. Ossy Says:
      January 23rd, 2012 at 4:24 am

      Not with this economy I think.

    2. Drew Says:
      January 23rd, 2012 at 8:00 pm

      get a pretend co-signer. you can get 100k

    3. snow bunnie Says:
      January 26th, 2012 at 2:41 pm

      It is possible, you may need collateral or a down payment. You at least have to have decent credit for that amount.
      Call a few different local banks or go in and ask!

    4. Jack Mehoff Says:
      January 29th, 2012 at 10:46 pm

      Yes you do, looks like its McDonalds for you for the next 40 years…

    5. Zacksta Says:
      January 31st, 2012 at 9:31 am

      Not unless you have great credit and a great job for over a year.

    6. Lady Smiles Says:
      February 2nd, 2012 at 2:36 am

      You can get one if you have awesome credit along with a beautiful job. Which if you had that why would you need the loan or to go to school in the first place. So I guess the answer is yes….but no. :)

    7. amanda86marie Says:
      February 4th, 2012 at 12:15 pm

      No. You do not need a cosigner to get a student loan. Some banks will make your interest rate slightly higher if you do not have a cosigner but it is usually not too bad. You can (and should) also shop around at different banks and find who will give you the lowest interest rate.

    8. sandcatsle Says:
      February 5th, 2012 at 8:43 pm

      Fill out the FASFA. Government loans are much better. A cosigner is someone who will pay your loan back if you don’t. Since school is not a real object that they can take back and resell if you don’t pay. They will need something of value in case you don’t pay.