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Is it possible to get a private student loan without a credit history or a co-signer?

By admin | December 29, 2007

wrestlingguy87 asked:


I currently have no credit history, and no available co-signer for a private student loan. I have exhausted my availability of government sponsered Stafford loans and Pell grants. I need a private loan in the amount of around 2000 dollars to supplement the remainder of my tuition that will be paid out-of-pocket through working on nights and weekends in two jobs.

Keith
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    4 Responses to “Is it possible to get a private student loan without a credit history or a co-signer?”

    1. goldfisheatingdandelions Says:
      December 30th, 2007 at 7:03 pm

      You can probably do it, but I bet you’ll get a really crappy rate. :(

    2. Bob Says:
      January 3rd, 2008 at 6:47 am

      I have successfullly gotten one private student loan, from Citi, but I’m 23, have decent credit and STILL had to have a co-signer. You may be able to do it if you have some sort of decent income, but I would guess it won’t work out without a co-signer. They make it very, very hard.

      I wouldn’t try Wells Fargo, they’re even harder to work with.

    3. PunkCabaret Says:
      January 3rd, 2008 at 8:49 am

      The federal loan route wish you the best of luck.

    4. ERIC B Says:
      January 4th, 2008 at 1:17 am

      For you to have visithttpstudentloanonlinehelpersinfoconsolidationloanstudentukhtml.