student loans
« Previous EntriesStudent loan sold to a collection agency and now that I have started paying my credit has not improved. Why?
Saturday, June 14th, 2008Nathan asked: I defaulted on a student loan a while back and it was sold to a collections agency. I am now paying the collection agency (have been for 11months) but my credit report shows that the student loans are a “derogartory”. Is there any way to get credit (no pun intended) for […]
Is student loan still tax deductable when refinancing a student loan with a personal loan?
Thursday, June 12th, 2008Andrew M asked: My daughter has two very high interest student loans. Her credit won’t let her do anything, but I can “refinance” it with me getting the loan using my credit. But is it still a “student” loan that she can deduct. She is making the payments and her name will […]
How does a student loan affect your credit?
Wednesday, June 11th, 2008FuzzyLizard asked: I have a student loan that is about 50K. I am making payments on it but I am on the income contingent plan and every month I get a statement showing that what Im paying is not enough to pay even the interest, so the balance is higher every month. Does this negatively […]
How much of my student loan interest do I get back from taxes?
Monday, June 9th, 2008nancy asked: I have made student loan payments in 2007 and have received a paper in the mail stating I had paid $500 in interest and to include it in my taxes. What percentage of it will I get back? 50% maybe? or less?Peter
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How do I remove a late student loan payment from my credit report?
Thursday, June 5th, 2008Curt F asked: Hi experts.
Unfortunately I just found out that I had a very small obscure student loan that went into repayment last month and I missed the bill. I switched addresses and somehow forgot to have them forward that loan to my new address So I checked my credit […]
What are the best private student loan companies?
Saturday, May 31st, 2008Dental Hygiene Student asked: My husband and I have been accepted into medical programs that start in less than 3 months. We have to quit our jobs and move away, so what are the best private student loan companies? We both have great credit and are planning on using mostly private loans, because we do […]
What happens when a student loan is cancelled due permanent disability, but the student is rehabilitated?
Friday, May 30th, 2008dressed_2_kill_2008 asked: When a guaranteed student loan is discharged and later cancelled due to what is considered a total and permanent disability but many years after the cancellation of the loan the individual is rehabilitated and able to return to the workforce with the necessary aid and support for their disability what happens to the […]
How long after graduation to pay a student loan?
Saturday, May 24th, 2008John S asked: I’m asking this question for my girlfriend. She is looking to take out a student loan. The problem she is looking at is that she wants to get her masters degree as well. where we go to school; she has to spend a year in ICU(Intensive care unit or emergency room) at […]
How can a student with bad credit go about getting a good student loan for University college?
Friday, May 23rd, 2008ionic_mind asked: I am a student going to a community college on full scholarships. However, next fall I am planning to go to Mississippi State University. My problem is, even though I am only 19, I have already defaulted on a loan and stopped payments on a cellular phone contract. My credit isn’t even good […]
How to stop student loan wage garnishments if you agreed to make default payments?
Friday, May 23rd, 2008workingmywayback asked: I recently defaulted on my student loan and contacted the student loan company to before they started garnishing my wages. I agreed to a reasonable monthly payment and made the payments on time when I noticed that my wages were being garnished as well. I contacted the student loan company several times and […]